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Project, Security System, Monitoring Service Financing ETC.
When it comes to securing your home, business, or commercial property, shortcuts simply won’t do. In order to be sure the people and things that matter most to you are protected at all times, you need up-to-date security cameras, door controls, alarm systems, and more. There’s no way to put a value on priceless goods, and certainly your family’s safety is worth any price, but the high initial cost of securing your home or business with the latest security technology and loss prevention equipment can be enough to make anyone consider tough decisions.
Know your monthly payment and term in advance so you can handle your monthly cash flow more easily
Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and challenged credits supported.
What is Shield?
Shield is a way to pay for security solutions as a service. It is an agreement that bundles your equipment and support services into a low monthly payment. Shield provides your organization with more freedom, control, and flexibility than any other payment option available. Including cash purchases and traditional leasing. With Shield, you remain at the forefront of technology so you can be safe, competitive, and never have to worry about obsolete technology holding you back.
Benefits of Shield
01. Solution Replacement Guarantee (SRG):
Protect your technology from becoming inefficient or obsolete. Shield guarantees if your current solution no longer meets your needs for any reason, you can install a new system at any time during your term without financial penalty, hidden costs, or rollover balances. Your existing agreement will be completely forgiven.
02. Act of God Coverage:
Life happens; fire, lightning, tornadoes, etc. In the event of a natural disaster, Shield protects you by covering your out of pocket insurance deductible on the damaged equipment.
03. Bundled Maintenance & Support:
Protection without financial burdens. Lock the cost of your vendor’s support agreement at today’s labor rates for the duration of your term. Shield’s monthly payment makes bundling in support for your term seamless without finance charges.
04. Financial Benefits:
Shield is an as-a-service payment program for organizations that do not want to own their technology solutions. Shield allows you to preserve cash flow so you can use your capital for revenue generating business activities. And, when considering the time value of money, Shield is often the lowest cost method of procurement.
05. Flexible End of Term Options:
Shield offers multiple end of term options. Renew the agreement with or without the SRG intact, return the equipment, or select a new system. Choose what you need, when you need it. Unlike other payment options, Shield gives you the flexibility to choose at the end of term.
Commercial Lease (Business Equipment Lease)
Use TimePayment for your next business equipment lease! Our options are an affordable way to finance your business equipment. Whether you are looking for a lease for yourself or for your customer we can provide the monthly payment that will fit into your budget.
We specialize in providing equipment leasing for products with a selling price starting as low as $500 up to $100k.
Small business equipment leasing, is it right for you?
- 80% of all U.S. companies use equipment leasing
- 7 of 10 small business owners start with less than $20,000 in working capital
Lease-To-Own
Lease-to-Own is a financial services solution that provides for ownership of the equipment following the receipt of all scheduled payments. Technically, the lease payment for a Lease-to-Own contract is calculated over a period of time that is three months less than the typical lease term, (33 months vs. 36 months) and the last three payments that are made encompass the purchase of the equipment. Payments are more expensive than a FMV transaction, however, the Lessee owns the equipment outright once all contracted payments have been made.
Fair Market Value Equipment Lease (FMV)
TimePayments’ Fair Market Value (FMV) equipment lease solution provides for the lowest payments possible, while delivering access to critical equipment for a defined period of time. At the end of that period of time, and after all scheduled payments have been made, the Lessee (user of the equipment) can take advantage of one of three options: return the equipment, purchase the equipment for a specific amount (typically 10% of the total receivable) or continue to rent the equipment on a monthly basis.
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Split Funding Lease Option
We understand how tight cash flow can be and that there are times where there may be a separate supplier, distributor, or manufacturer that needs to be paid. Our Split Funding Product is the cash flow solution for you. With our Split Funding offering we pay the two parties involved in the lease separately so you have one less thing to worry about.
Our Split Funding Product allows you to:
- Obtain more buying power with your supplier
- Satisfy supplier method of payment requirements
- Simplify your cash flow management